SUPPORT LOCAL FIRST RESPONDERS 

How the HELPER Act Benefits Police Officers

Add your voice to support the Homes for Every Local Protector, Educator, and Responder (HELPER) Act! This bill aims to help local police officers buy homes in the communities they serve.

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 How Does the HELPER Act Benefit   Police Officers? 

Police officers take an oath to protect and serve, and this commitment is something we are eternally grateful for. To put one’s life on the line for the safety of others is a heroic act and deserves heroic responses. 

The HELPER Act will support the police officers serving in our communities by giving them the ability to afford a home in those communities.

By offering affordable mortgage possibilities along with no down payment or monthly mortgage insurance, the HELPER Act is a true bipartisan effort to enrich the lives of our local heroes.

No Down Payment

100% FINANCING

How No Down Payment Helps Home Buyers 


No Monthly Mortgage Insurance

ONE-TIME PREMIUM

What Is Monthly Mortgage Insurance? 


No Geographic Restrictions
FHA PRICE LIMITS APPLY

What Are the FHA Price Limits? 


Seller Assist Up To 6%
SELLERS CAN PAY UP TO 6% 

What Is Seller Assist? 

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 Why the HELPER Act  Is Important for Police Officers

What can be done to help our law enforcement officers become homeowners? The greatest thing that can be done to show police officer appreciation during the home buying process is to alleviate some of the financial stress. The HELPER Act is designed to do just that.

Taking away the pressure that comes with saving up for a down payment and factoring in monthly mortgage insurance, the HELPER Act works similarly to a VA loan, offering law enforcement officers a better chance at buying in a competitive real estate market.

 By working to help police officers get home loans that allow them to feel secure in their budget, the HELPER Act provides the chance to feel at ease rather than on edge. Knowing that police officers are devoted to a profession that is not only stressful, but often dangerous, fuels the purpose behind this bipartisan effort.

Additional Qualifying Occupations

812k

LAW ENFORCEMENT OFFICERS IN THE U.S.

Source: Data USA 


"These are incredibly difficult time to recruit young men and women to law enforcement. The HELPER Act gives us an important tool to help officers access the housing market and have their slice of the American dream, which is homeownership."

-Gus Papathanasiou
Chairman, U.S. Capitol Police Labor Committee


 Take Action! 

The list of people and organizations who believe in the HELPER Act is growing every day.

If you believe in the bipartisan cause of providing safe and affordable homes for our police officers, please get involved!



SEND A LETTER OF SUPPORT FROM YOUR  ORGANIZATION

Find Your Local Representative and Use This Template


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See your mortgage options!

If you are a teacher looking to buy a home or refinance, take a few minutes to discuss your options with the Mortgage Experts at Churchill Mortgage.

*While the HELPER ACT program is not available at this time, there are many home loan options to help Teachers. Simply reach out to a loan officer to discuss what options are available in your area.